I went along to one of those reserach discussions yesterday and it was about buying cars. It was really interesting to see the way people go about changing their vehicle and raising auto finance. Most of us were happy to buy a car from an auto dealer or through a private sale, depending on where we could find the best car. The basic message was that all the car buyers were wise enough to shop around, particularly for all the other essentials that come with buying a car.

There was a really strong feeling that you should compare all the loan rates available if you need to arrange auto finance. The first offer from your bank or auto dealer is unlikely to be at the lowest interest rates, and there are many good sites now where you can input your details and they check all the top lenders to get you a variety of quotes. Then once you have found your finance, you can go shopping for a new car and start haggling.