Not everybody has an A1 credit record so you may think that this limits your options on getting hold of credit cards.  Well there is more choice open to you than you suppose.  We all know people who ran away with the plastic on crazy shopping sprees then counted the cost later.  Well as they get older and a little wiser they do not have to carry on paying the price.  Credit Cards For Bad Credit are available with many of the options you would expect, like reward points and low interest offers. The cards on offer will not only throw you a lifeline but they also help to repair your rating for the future.