Popular with UK lenders and consumers over the last thirty years, endowment mortgages can work by providing a mortgage loan arranged for you to save money. Only paying the interest that you borrowed. So while you might spend more time looking for a deal that meets fit your income, there is nothing wrong with using a profitable endowment mortgage while you are at it. The endowment policy ensures the mortgage holder will be able to pay off the loan when it comes due. However, for a number reasons, many of the endowments are plagued by a shortfall. If you want to sell your endowment policy, Endowment Express could give you up to 35% more.