Anybody who is looking for assistance in finding out about credit reports, improving credit scores and other credit related topics can now consult a helpful website called PictureCredit.  This is a useful resource for finding out your credit report score and checking your credit report - all free of charge.  There are a lot of other related free links on the site, for exmple reviews of credit services and products.  If you want to know more about the factors that affect your credit scores you can vrowse through a library of articles in the online learning centre, with weekly articles from experts in the financial market. Here you can also get advice on improving your credit score and information on the three major credit bureaux.